*Purchases made in November and December 2016 will be interest free through March 31, 2017. Offer valid on purchases only, offer not valid on balance transfers. Offer applies to Premier and Smart Choice Visa cards only. VISA Premier variable rate of 7.50% APR (Prime + 4.00%) and no annual fee. Smart Choice Visa variable rate of 11.50% APR (Prime + 8.00%) and no annual fee. Prime rate used to calculate variable rates refers to highest prime rate published in WSJ’s Money Rates table. Minimum finance charge of $0.50. Cash advance fee of 3.00% or $5.00 minimum. Late payment fee of $25.00 for all late VISA payments. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

**Rates based on individual credit and subject to change. 9-month maximum term for promotional rate. Other rates and terms available. $1,000.00 @ 6.50% APR for 9 months is $115 per month. APR = Annual Percentage Rate.



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