0% Balance Transfer and Intro APR offer available for new Superior VISA® Premier and Smart Choice card accounts only. 3.00% Balance Transfer Fee will apply. Purchases made in May and June qualify for 0% APR for 12 months. All other purchases at regular rate. Limited time offer. VISA® Premier has a variable rate of 7.75% (Prime + 4.00%). VISA® Smart Choice has a variable rate of 11.75% APR (Prime + 8.00%). Prime rate used to calculate variable rates refers to highest prime rate published in Wall Street Journal's Money Rates table. Rates shown current as of May 1, 2017. No Annual Fee. Minimum finance charge of $0.50. Cash advance fee of 3.00% or $5.00 minimum. Late payment fee of $25.00 for all late VISA payments. Annual Percentage Rate (APR). To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learn more.
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