Basic Checking

Basic Checking is a great option for members who may be new to banking. Perhaps you are a college student or new to the workforce, and haven't had a checking acount or do not have a credit score yet. Members who started with a YChecking account often transition into a Basic Checking account when they reach age 18. 

Our Basic Checking account features include:

  • NO minimum balance
  • Low $2 monthly fee - can be waived by enrolling in E-Statements and E-Notices
  • UNLIMITED check writing
  • FREE ATM/VISA Debit Card
  • SURCHARGE-FREE access to both the MoneyPass & Alliance One ATM networks
  • FREE Online & Mobile Banking and BillPay
  • FREE first box of checks

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