These rates and terms applicable to your account at the Credit Union are provided in this Rate and Fee Schedule. Superior Credit Union may offer other rates for these accounts from time to time. Effective JANUARY 3, 2017 .
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APY = Annual Percentage Yield
Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 180-day penalty for early withdrawal.
Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Minimum balance to open moneyMAX account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance. Transfer limitations apply. Requires direct deposit or a Superior checking account.
Minimum balance to open iChecking account is $1,000.00. Dividends compounded and credited monthly. Balance method based on average daily balance. If 30-day average balance falls below $1,000.00, a fee of $5.00 will be assessed to member.
Dividends compounded and credited monthly. Balance method based on average daily balance.
Minimum balance to earn dividends waived for minors' accounts.
These rates and terms applicable to your account at the Credit Union are provided in the tables below. Rates are based upon individual credit and all loans are subject to credit approval. No application fee for standard rates. No early payoff penalties. Payments received 10 days or more past the due date are subject to a late fee equal to 5% of the scheduled payment amount. EFFECTIVE January 9, 2017 .
APR = Annual Percentage Rate
72 months is the maximum term available on loans of $15,000 or less.
Maximum financing available is up to 100% of MSRP.
*Subject to credit approval. Maximum financing available is up to 100% NADA Retail Value.
Maximum financing availble is up to 100% NADA Retail Value.
No closing costs offer (costs average $200-$400) requires a minimum $10,000 draw, 2-year repayment term, and an active checking account with direct deposit. Maximum loan-to-loan value is 85%. Annual fee of $25 may apply. No early termination fees.
*Easy Equity loan limits of 95% LTV and $50,000. Rates based upon individual credit. Rates are based on prime with a floor rate 5.00% APR.
*Non-titled vehicles include but are not limited to: snow mobiles; tractors; jet skis; lawn mowers; all-terrain vehicles (ATVs); and dirt bikes.
**Maximum financing available for new boats, travel trailers, and RVs is up to 100% NADA Retail Value. Minimum 20% down payment required on loans of 84 months or greater.
***Maximum financing available on new mobile homes is $40,000, and on used mobile homes is $20,000. Minimum 40% down payment on all mobile home purchases.
Maximum loan amount $10,000 or 15% of annual gross income, whichever is less