Share Certificates are a great way to earn a high, but worry-free, return on your savings. They provide a higher annual percentage yield than a standard savings account but are risk-free as your return is guaranteed. Terms vary from three months to 60 months, and you can get started with as little as $1,000. Dividends are paid quarterly.
Whether you're nearing retirement or just creating a retirement plan, Superior FCU provides numerous IRA options. Our IRAs can help reduce the cost of savings for retirement by allowing you to defer income taxes. Investments range from IRA Savings to longer term five (5) year certificates. We offer Traditional and Roth IRAs, as well as Coverdell Education Accounts.
Superior Credit Union is now partnering with Corporate One Federal Credit Union and the Primary Financial Company, LLC to offer a brand new opportunity to institutional investors called SimpliCD. The benefits? SimpliCD allows a government, non-profit, or educational entity to easily place and manage their large reserve funds in federally insured certificates of deposit with varying terms while maximizing their return on deposits. SimpliCD also allows the investor to deal with just one institution, Superior, and receive only one monthly statement. Although this type of service was previously only offered by banks, SimpliCD now gives you the opportunity to earn a higher rate and keep local money invested at your local credit union!