Medicare does not cover all health care expenses, Medicare supplement insurance is sold as supplemental health insurance for Medicare recipients. There are a number of gaps in Medicare coverage, so this Medicare supplement insurance is often known as Medigap. Medicare supplement insurance is not a federal program like Medicare. Although health insurance companies provide Medicare supplement insurance coverage, they are strictly regulated by both the federal and state government.
Term insurance is the most cost effective form of life insurance and is generally used to provide basic protection for a specified period of time. While term is a cost effective way to purchase protection, owners do not accumulate cash value.
Permanent insurance is life insurance that is designed to build cash values and other living benefits. Products offered include whole life, universal life, variable universal life, and equity indexed products.
Asset protection is as important as accumulation. LTC products can help protect those assets your clients have worked so hard to accumulate. Whether it is traditional LTC or a blended product of insurance and LTC, LPL Financial Institution Services can help find the right solution for your clients with a reputable, top notch carrier.
Disability insurance is an income replacement policy in the event that you are injured or too sick to work. Your most valuable asset is your ability to work and earn an income. Disability insurance is the only type of insurance that will keep all of your other assets protected.
Securities and insurance products offered through LPL Financial or its licensed affiliates. Member FINRA/SIPC. Superior Financial Services and Superior Credit Union are not registered broker/dealers and are not affiliated with LPL Financial. Not NCUA insured, may involve loss of principal, no credit union guarantee.
1205 E. Kibby Street
Lima, OH 45807
4230 Elida Road
Lima, OH 45807
Jan von der Embse
1381 N. Perry Street
Ottawa, OH 45875
2857 Blue Jacket Ct
Lima, OH 45806
203 N. Sandusky St.
Tiffin OH 44883
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